The MMLA Mortgage Pipeline
   January 14, 2019

   "MMLA - Keeping Members Informed"


The January/February 2019 Edition of The Mortgage Lenders is now available.  Click here to read/print out your copy!

Upcoming Events - Register now for these wonderful Events.  Sponsorships are available, too:

Mid Chapter "Fresh Start" Luncheon - Jan 16 @ Spartan Hall of Fame Cafe, E. Lansing

West Chapter 2019 Kick-off Meeting - January 17 @ Watermark CC, Grand Rapids

West Chapter Breakfast with that "MI GUY" Steve Richman - Feb 21 @ Sunnybrook CC, Grandville

Annual Sales Symposium!
Get the motivation and information you need for the Spring Sales Season to take your production to the next level. The speaker sessions will focus on technology you can use NOW to give you a competitive advantage in the marketplace. Things like incorpating video into your marketing and stepping up your Facebook, LinkedIn, Instagram game and other social media platforms to make your profile stand out!  
Vendor Exhibit tables will be available, too!!

Plan now to send your sales team to this event! 

Click here to mark your calendar for all 2019 MMLA upcoming events.


Watch this video by Allison Johnston, CMB, and Ryan Evans on why you should renew your membership!!

If you have a December 31 renewal date, it is now time to process your dues renewal payment for 2019.  DON'T LET YOUR MEMBERSHIP LAPSE!! Simply click here, sign in with your username and password, and follow the screens to complete your renewal.  If you need help signing in, contact   Or, click here to print out a renewal invoice.  Thank you in advance for your continued support and participation in the MMLA!

Member Spotlight

MMLA would like to welcome Class Valuation (formerly Class Appraisal) and  for joining MMLA as Bronze Corporate Partners!!

If you would like to stretch your membership and promotional budget you should consider a Corporate Partnership with the MMLA.  This is a great opportunity to make an annual commitment to the MMLA with one payment and receive recognition all year long. There are five (5) different package levels to choose from. Each package offers a slightly different combination of items.  We feel there is a package available to fit all budgets but we will work with companies to customize a program that will best fit your business needs.   Click here for all the details and start saving today!

MMLA Members save when using this co-branded store for purchasing MBA products. Also, MMLA gets a "commission" of all purchased made through our co-branded site with the MBA.  So, if you are making a purchase of any MBA educational classes or materials, please check here first when making MBA purchases!!
February 23 mPower: Command Any Room - Sell Yourself & Your Ideas  (Free to MBA Members)
Also, save on any of the Compliance Essential resourses!!
2019 CREF Outlook Survey: Majority of Firms Expect Originations to Increase 
Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown
Board of Governors of the Federal Reserve System

Consumer Financial Protection Bureau

Press Release                                                                             
Federal Deposit Insurance Corporation
National Credit Union Administration
Office of the Comptroller of the Currency

January 11, 2019

Regulators Encourage Institutions to Work with Borrowers

Affected by Government Shutdown

Five federal financial institutions regulators encourage financial institutions to work with consumers affected by the federal government shutdown.

While the effects of the federal government shutdown on individuals should be transitory, affected borrowers may face a temporary hardship in making payments on debts such as mortgages, student loans, car loans, or credit cards. As they have in prior shutdowns, the agencies encourage financial institutions to consider prudent efforts to modify terms on existing loans or extend new credit to help affected borrowers meet their obligations. Prudent workout arrangements that are consistent with safe-and-sound lending practices are generally in the long-term best interest of the financial institution, the borrower, and the economy. Such efforts should not be subject to examiner criticism.

Consumers affected by the government shutdown are encouraged to contact their lenders immediately should they encounter financial strain.

Media Contacts:

Federal Reserve          Eric Kollig                              (202) 452-2955
CFPB                          David Eskola                          (202) 435-7673
FDIC                           David Barr                              (202) 898-6992
NCUA                         John Fairbanks                       (703) 518-6330
OCC                            Bryan Hubbard                       (202) 649-6870

External Affairs | Office of Financial Institutions
Consumer Financial Protection Bureau


Platinum Corporate Partners